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Simulated trading programs in general are designed with the benefit of hindsight. Trading in securities and financial instruments, and strategic advisory and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. The website is not owned by Bank of America, Bank of America® or their affiliates and is subject to separate terms and privacy policies. No information or material contained in the Sites is or should be construed as amounting to an offer to enter into any transaction or investment whatsoever. Any record of such transaction or confirmation (including, without limitation, electronic records) shall be deemed to be "in writing." Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill Account Access. Ouvidoria Bank of America Merrill Lynch 1 | DDG: 0800 886 2000.

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